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Cullman County AL Buy Here Pay Here Used Car Lots

Local Cullman County BHPH dealerships used car lots have plenty of used cars priced under $10,000 that you can finance with less than $500 down with monthly or weekly payments.

If you have bad credit, no credit, previous bankrutpcy or repossession a BHPH dealer in Cullman County may be your best chance of getting approved for auto financing without a cosigner. These Alabama car lots offer financing to people with credit scores under 400, 450, 500, or 550, they have no minimum FICO score.

2015 Ford Focus
2015 Ford Focus


How does buy here pay here financing differ from traditional lending offered by Cullman County AL banks and credit unions? With BHPH car lots, the finance manager at the dealership decides whether or not to approve your request for financing. In most cases your credit is not checked for the purposes of approving or declining your auto loan.

Typically your credit report is viewed to verify identity, however, the loan amount and required money down is based on your ability to repay the loan, stability in the your Alabama community, and employment history.


Buy Here Pay Here Cars under $500 Down in Cullman County