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Bay County FL Buy Here Pay Here Used Car Lots

Local Bay County BHPH dealerships used car lots have plenty of used cars priced under $10,000 that you can finance with less than $500 down with monthly or weekly payments.

If you have bad credit, no credit, previous bankrutpcy or repossession a BHPH dealer in Bay County may be your best chance of getting approved for auto financing without a cosigner. These Florida car lots offer financing to people with credit scores under 400, 450, 500, or 550, they have no minimum FICO score.

2014 Ford Focus
2014 Ford Focus
Price:
$13,998

Miles:
48,674
2014 Ford Focus
2014 Ford Focus
Price:
$11,998

Miles:
31,255
2014 Ford Focus
2014 Ford Focus
Price:
$13,998

Miles:
10,934
2014 Toyota Corolla
2014 Toyota Corolla
Price:
$14,998

Miles:
26,594
2009 Dodge Journey
2009 Dodge Journey
Price:
$8,988

Miles:
103,446
2015 Ford Fusion
2015 Ford Fusion
Price:
$14,998

Miles:
33,360
2016 Nissan Versa Note
2016 Nissan Versa Note
Price:
$14,998

Miles:
16,093
2012 Hyundai Santa Fe
2012 Hyundai Santa Fe
Price:
$12,998

Miles:
74,436
2016 Hyundai Accent
2016 Hyundai Accent
Price:
$13,998

Miles:
10,405
2015 Kia Rio
2015 Kia Rio
Price:
$11,998

Miles:
11,960
2009 Toyota Camry
2009 Toyota Camry
Price:
$8,949

Miles:
155,513
2011 Toyota Camry
2011 Toyota Camry
Price:
$13,899

Miles:
71,781
2013 Honda Fit
2013 Honda Fit
Price:
$14,943

Miles:
13,766
2013 Mazda Mazda2
2013 Mazda Mazda2
Price:
$10,726

Miles:
50,486
2011 Toyota Prius
2011 Toyota Prius
Price:
$13,982

Miles:
78,263

How does buy here pay here financing differ from traditional lending offered by Bay County FL banks and credit unions? With BHPH car lots, the finance manager at the dealership decides whether or not to approve your request for financing. In most cases your credit is not checked for the purposes of approving or declining your auto loan.

Typically your credit report is viewed to verify identity, however, the loan amount and required money down is based on your ability to repay the loan, stability in the your Florida community, and employment history.

 

Buy Here Pay Here Cars under $500 Down in Bay County