Ocean County NJ Buy Here Pay Here Used Car Lots
Local Ocean County BHPH dealerships used car lots have plenty of used cars priced under $10,000 that you can finance with less than $500 down with monthly or weekly payments.
If you have bad credit, no credit, previous bankrutpcy or repossession a BHPH dealer in Ocean County may be your best chance of getting approved for auto financing without a cosigner. These New Jersey car lots offer financing to people with credit scores under 400, 450, 500, or 550, they have no minimum FICO score.
How does buy here pay here financing differ from traditional lending offered by Ocean County NJ banks and credit unions? With BHPH car lots, the finance manager at the dealership decides whether or not to approve your request for financing. In most cases your credit is not checked for the purposes of approving or declining your auto loan.
Typically your credit report is viewed to verify identity, however, the loan amount and required money down is based on your ability to repay the loan, stability in the your New Jersey community, and employment history.